In the field of traditional microfinance, Secure Microfinance Foundation(SMF) works on lines of the Grameen model suitably modified for Indian conditions which ensures that financing reaches each individual member of the group based on merit. SMF works on a robust and comprehensive risk control model for MFI Operations. SMF is client centric organization and all its processes have been designed towards, client convenience and risk control.
Our aim is to provide a microloan to the needful, only female member. To accomplish our aim, we first of all conduct area survey in identified areas. Before finalizing a particular area we evaluate that area on some positive and negative parameter.
After finalizing a specific area, our Relationship Officer conducts some meeting with female members. In these projection meeting, he describes company mission, vision and he also provides all information about loan products.
Our Relationship Officer conducts continuously 3 days training session to the members about the given Loan Product.
We also conduct member’s training by our Credit Department. Our Credit Officer /GRT Officer cross check the female members’ given information and also check the offered product knowledge which is given by our Relationship Officer.
